{"id":1847,"date":"2021-11-11T20:48:16","date_gmt":"2021-11-11T13:48:16","guid":{"rendered":"https:\/\/vay333.net\/bao-hiem\/?p=1847"},"modified":"2021-12-20T16:34:55","modified_gmt":"2021-12-20T09:34:55","slug":"bao-hiem-tai-nan-la-gi","status":"publish","type":"post","link":"https:\/\/vay333.net\/bao-hiem\/bao-hiem-tai-nan-la-gi","title":{"rendered":"B\u1ea3o hi\u1ec3m tai n\u1ea1n l\u00e0 g\u00ec, quy\u1ec1n l\u1ee3i chi tr\u1ea3 nh\u01b0 th\u1ebf n\u00e0o, mua \u1edf \u0111\u00e2u?"},"content":{"rendered":"<p style=\"text-align: justify;\">B\u1ea3o hi\u1ec3m tai n\u1ea1n l\u00e0 1 trong nh\u1eefng lo\u1ea1i b\u1ea3o hi\u1ec3m r\u1ea5t \u0111\u01b0\u1ee3c \u01b0a chu\u1ed9ng hi\u1ec7n nay. V\u1eady <strong>b\u1ea3o hi\u1ec3m tai n\u1ea1n l\u00e0 g\u00ec<\/strong>? C\u00f3 n\u00ean mua hay kh\u00f4ng ? N\u1ed9i dung b\u00e0i vi\u1ebft <a href=\"https:\/\/vay333.net\/\" target=\"_blank\" rel=\"noopener\"><strong>Vay333<\/strong><\/a> s\u1ebd gi\u00fap qu\u00fd v\u1ecb v\u00e0 c\u00e1c b\u1ea1n gi\u1ea3i \u0111\u00e1p t\u1ea5t t\u1ea7n t\u1eadt nh\u1eefng th\u1eafc m\u1eafc li\u00ean quan \u0111\u1ebfn lo\u1ea1i b\u1ea3o hi\u1ec3m n\u00e0y.<\/p>\n<div id=\"toc_container\" class=\"no_bullets\"><p class=\"toc_title\">Menu<\/p><ul class=\"toc_list\"><li><a href=\"#Bao_hiem_tai_nan_la_gi\"><span class=\"toc_number toc_depth_1\">1<\/span> B\u1ea3o hi\u1ec3m tai n\u1ea1n l\u00e0 g\u00ec?<\/a><\/li><li><a href=\"#Bao_hiem_tai_nan_co_bat_buoc_khong\"><span class=\"toc_number toc_depth_1\">2<\/span> B\u1ea3o hi\u1ec3m tai n\u1ea1n c\u00f3 b\u1eaft bu\u1ed9c kh\u00f4ng?<\/a><\/li><li><a href=\"#Co_nen_mua_bao_hiem_tai_nan\"><span class=\"toc_number toc_depth_1\">3<\/span> C\u00f3 n\u00ean mua b\u1ea3o hi\u1ec3m tai n\u1ea1n?<\/a><\/li><li><a href=\"#Pham_vi_bao_hiem_tai_nan\"><span class=\"toc_number toc_depth_1\">4<\/span> Ph\u1ea1m vi b\u1ea3o hi\u1ec3m tai n\u1ea1n<\/a><ul><li><a href=\"#Pham_vi_bao_hiem_tai_nan_Nhung_truong_hop_khach_hang_duoc_nhan_quyen_loi_bao_hiem\"><span class=\"toc_number toc_depth_2\">4.1<\/span> Ph\u1ea1m vi b\u1ea3o hi\u1ec3m tai n\u1ea1n\u00a0: Nh\u1eefng tr\u01b0\u1eddng h\u1ee3p kh\u00e1ch h\u00e0ng \u0111\u01b0\u1ee3c nh\u1eadn quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m<\/a><\/li><li><a href=\"#Nhung_truong_hop_tai_nan_ngoai_pham_vi_bao_hiem\"><span class=\"toc_number toc_depth_2\">4.2<\/span> Nh\u1eefng tr\u01b0\u1eddng h\u1ee3p tai n\u1ea1n ngo\u00e0i ph\u1ea1m vi b\u1ea3o hi\u1ec3m<\/a><\/li><\/ul><\/li><li><a href=\"#Quyen_loi\"><span class=\"toc_number toc_depth_1\">5<\/span> Quy\u1ec1n l\u1ee3i<\/a><\/li><li><a href=\"#Mua_bao_hiem_tai_nan_o_dau_tot\"><span class=\"toc_number toc_depth_1\">6<\/span> Mua b\u1ea3o hi\u1ec3m tai n\u1ea1n \u1edf \u0111\u00e2u t\u1ed1t?<\/a><ul><li><a href=\"#Tap_doan_bao_hiem_Bao_Viet\"><span class=\"toc_number toc_depth_2\">6.1<\/span> T\u1eadp \u0111o\u00e0n b\u1ea3o hi\u1ec3m B\u1ea3o Vi\u1ec7t<\/a><\/li><li><a href=\"#Cong_ty_bao_hiem_PTI\"><span class=\"toc_number toc_depth_2\">6.2<\/span> C\u00f4ng ty b\u1ea3o hi\u1ec3m PTI<\/a><\/li><li><a href=\"#Cong_ty_bao_hiem_quan_doi_MIC\"><span class=\"toc_number toc_depth_2\">6.3<\/span> C\u00f4ng ty b\u1ea3o hi\u1ec3m qu\u00e2n \u0111\u1ed9i (MIC)<\/a><\/li><\/ul><\/li><\/ul><\/div>\n<h2 style=\"text-align: justify;\"><span id=\"Bao_hiem_tai_nan_la_gi\">B\u1ea3o hi\u1ec3m tai n\u1ea1n l\u00e0 g\u00ec?<\/span><\/h2>\n<p style=\"text-align: justify;\">\u0110\u00e2y l\u00e0 lo\u1ea1i b\u1ea3o hi\u1ec3m h\u01b0\u1edbng \u0111\u1ebfn t\u00ednh m\u1ea1ng, s\u1ee9c kh\u1ecfe, th\u01b0\u01a1ng t\u1eadt c\u1ee7a ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m. T\u1ee9c l\u00e0 khi kh\u00f4ng may ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m g\u1eb7p tai n\u1ea1n ph\u1ea3i n\u1eb1m vi\u1ec7n s\u1ebd \u0111\u01b0\u1ee3c c\u00f4ng ty b\u1ea3o hi\u1ec3m chi tr\u1ea3 c\u00e1c chi ph\u00ed \u0111i\u1ec1u tr\u1ecb. Ngo\u00e0i ra c\u00f2n \u0111\u01b0\u1ee3c nh\u1eadn 1 kho\u1ea3n tr\u1ee3 c\u1ea5p nh\u1ea5t \u0111\u1ecbnh khi n\u1eb1m vi\u1ec7n \u0111i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa.<\/p>\n<figure id=\"attachment_1864\" aria-describedby=\"caption-attachment-1864\" style=\"width: 640px\" class=\"wp-caption aligncenter\"><img decoding=\"async\" class=\"wp-image-1864 size-full\" title=\"B\u1ea3o hi\u1ec3m tai n\u1ea1n l\u00e0 g\u00ec b\u1ea1n \u0111\u00e3 bi\u1ebft ch\u01b0a\u00a0?\" src=\"https:\/\/vay333.net\/bao-hiem\/wp-content\/uploads\/2021\/10\/Bao-hiem-tai-nan-la-gi-ban-da-biet-chua.jpg\" alt=\"B\u1ea3o hi\u1ec3m tai n\u1ea1n l\u00e0 g\u00ec b\u1ea1n \u0111\u00e3 bi\u1ebft ch\u01b0a\u00a0?\" width=\"640\" height=\"335\" srcset=\"https:\/\/vay333.net\/bao-hiem\/wp-content\/uploads\/2021\/10\/Bao-hiem-tai-nan-la-gi-ban-da-biet-chua.jpg 640w, https:\/\/vay333.net\/bao-hiem\/wp-content\/uploads\/2021\/10\/Bao-hiem-tai-nan-la-gi-ban-da-biet-chua-300x157.jpg 300w\" sizes=\"(max-width: 640px) 100vw, 640px\" \/><figcaption id=\"caption-attachment-1864\" class=\"wp-caption-text\">B\u1ea3o hi\u1ec3m tai n\u1ea1n l\u00e0 g\u00ec b\u1ea1n \u0111\u00e3 bi\u1ebft ch\u01b0a\u00a0?<\/figcaption><\/figure>\n<p style=\"text-align: justify;\">S\u1ed1 ti\u1ec1n \u0111\u01b0\u1ee3c chi tr\u1ea3 s\u1ebd ph\u1ee5 thu\u1ed9c v\u00e0o t\u1ef7 l\u1ec7 th\u01b0\u01a1ng t\u1eadt c\u1ee7a ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m c\u0169ng nh\u01b0 c\u00e1c chi ph\u00ed y t\u1ebf ph\u00e1t sinh kh\u00e1c. M\u1ed7i c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd c\u00f3 nh\u1eefng quy \u0111\u1ecbnh kh\u00e1c nhau v\u1ec1 t\u1ef7 l\u1ec7 chi tr\u1ea3. Do \u0111\u00f3 tr\u01b0\u1edbc khi k\u00fd h\u1ee3p \u0111\u1ed3ng <strong><a href=\"https:\/\/vay333.net\/bao-hiem\/bao-hiem-thai-san-tot-nhat\">b\u1ea3o hi\u1ec3m<\/a><\/strong>, ng\u01b0\u1eddi mua c\u1ea7n tham kh\u1ea3o k\u1ef9 c\u00e1c \u0111i\u1ec1u kho\u1ea3n trong h\u1ee3p \u0111\u1ed3ng.<\/p>\n<h2 style=\"text-align: justify;\"><span id=\"Bao_hiem_tai_nan_co_bat_buoc_khong\">B\u1ea3o hi\u1ec3m tai n\u1ea1n c\u00f3 b\u1eaft bu\u1ed9c kh\u00f4ng?<\/span><\/h2>\n<p style=\"text-align: justify;\">V\u1eady lo\u1ea1i b\u1ea3o hi\u1ec3m n\u00e0y c\u00f3 b\u1eaft bu\u1ed9c ph\u1ea3i mua hay kh\u00f4ng ?<\/p>\n<p style=\"text-align: justify;\">B\u1ea3o hi\u1ec3m tai n\u1ea1n s\u1ebd l\u00e0 lo\u1ea1i b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c ph\u1ea3i \u0111\u00f3ng khi b\u1ea1n l\u00e0 lao \u0111\u1ed9ng \u0111\u00f3ng b\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i t\u1ea1i c\u00e1c doanh nghi\u1ec7p hay c\u01a1 quan nh\u00e0 n\u01b0\u1edbc. \u0110\u00e2y ch\u00ednh l\u00e0 lo\u1ea1i b\u1ea3o hi\u1ec3m s\u1ebd \u0111\u00f3ng c\u00f9ng c\u00e1c lo\u1ea1i b\u1ea3o hi\u1ec3m kh\u00e1c nh\u01b0 b\u1ea3o hi\u1ec3m th\u1ea5t nghi\u1ec7p\u2026 trong g\u00f3i b\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i m\u00e0 ng\u01b0\u1eddi lao \u0111\u1ed9ng \u0111\u01b0\u1ee3c tham gia.<\/p>\n<p style=\"text-align: justify;\">Tuy nhi\u00ean, lo\u1ea1i b\u1ea3o hi\u1ec3m m\u00e0 kh\u00e1ch h\u00e0ng tham gia (mua) t\u1ea1i c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd l\u00e0 b\u1ea3o hi\u1ec3m t\u1ef1 nguy\u1ec7n (kh\u00f4ng b\u1eaft bu\u1ed9c)<\/p>\n<h2 style=\"text-align: justify;\"><span id=\"Co_nen_mua_bao_hiem_tai_nan\">C\u00f3 n\u00ean mua b\u1ea3o hi\u1ec3m tai n\u1ea1n?<\/span><\/h2>\n<p style=\"text-align: justify;\">B\u1ea3o hi\u1ec3m tai n\u1ea1n l\u00e0 b\u1ea3o hi\u1ec3m r\u1ee7i ro n\u00ean n\u1ebfu b\u1ea1n c\u00f3 \u0111i\u1ec1u ki\u1ec7n l\u1ebd d\u0129 nhi\u00ean n\u00ean tham gia v\u00ec nh\u1eefng l\u00fd do sau :<\/p>\n<ul style=\"text-align: justify;\">\n<li>B\u1ea1n s\u1ebd \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3 chi ph\u00ed \u0111i\u1ec1u tr\u1ecb khi b\u1ea1n tai n\u1ea1n g\u00e3y x\u01b0\u01a1ng, bong g\u00e2n, tai n\u1ea1n xe h\u01a1i hay s\u1ed1c ph\u1ea3n v\u1ec7 khi b\u1ecb ong \u0111\u1ed1t<\/li>\n<li>Gi\u00fap b\u1ea1n nh\u1eb9 g\u00e1nh h\u01a1n khi kh\u00f4ng may b\u1ecb tai n\u1ea1n ph\u1ea3i n\u1eb1m vi\u1ec7n. V\u00ec c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd gi\u00fap kh\u00e1ch h\u00e0ng thanh to\u00e1n nhi\u1ec1u kho\u1ea3n chi ph\u00ed m\u00e0 b\u1ea3o hi\u1ec3m y t\u1ebf kh\u00f4ng h\u1ed7 tr\u1ee3<\/li>\n<li>N\u1ebfu trong h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u00f3 \u0111i\u1ec1u kho\u1ea3n b\u1ea3o hi\u1ec3m t\u1eed vong th\u00ec khi ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m ch\u1ebft th\u00ec s\u1ed1 ti\u1ec1n n\u00e0y s\u1ebd \u0111\u01b0\u1ee3c trao cho ng\u01b0\u1eddi th\u1ee5 h\u01b0\u1edfng \u0111\u00e3 \u0111\u01b0\u1ee3c ch\u1ec9 \u0111\u1ecbnh trong h\u1ee3p \u0111\u1ed3ng<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">Kh\u00f4ng ai bi\u1ebft tr\u01b0\u1edbc trong t\u01b0\u01a1ng lai s\u1ebd c\u00f3 nh\u1eefng v\u1ea5n \u0111\u1ec1 g\u00ec x\u1ea3y ra v\u1edbi b\u1ea3n th\u00e2n m\u00ecnh. Do \u0111\u00f3, b\u1ea1n n\u00ean xem x\u00e9t 1 c\u00e1ch nghi\u00eam t\u00fac vi\u1ec7c <strong>mua b\u1ea3o hi\u1ec3m tai n\u1ea1n<\/strong>. B\u1edfi chi ph\u00ed \u0111\u00f3ng \u0111\u1ecbnh k\u1ef3 khi mua lo\u1ea1i b\u1ea3o hi\u1ec3m n\u00e0y c\u0169ng kh\u00f4ng qu\u00e1 l\u1edbn.<\/p>\n<h2 style=\"text-align: justify;\"><span id=\"Pham_vi_bao_hiem_tai_nan\">Ph\u1ea1m vi b\u1ea3o hi\u1ec3m tai n\u1ea1n<\/span><\/h2>\n<p style=\"text-align: justify;\">B\u1ea1n \u0111\u00e3 th\u00f4ng hi\u1ec3u qua n\u1ed9i dung b\u00ean tr\u00ean. Tuy nhi\u00ean n\u1ebfu c\u00f3 nhu c\u1ea7u mua lo\u1ea1i b\u1ea3o hi\u1ec3m n\u00e0y. B\u1ea1n v\u1eabn c\u1ea7n bi\u1ebft ph\u1ea1m vi c\u1ee7a lo\u1ea1i b\u1ea3o hi\u1ec3m n\u00e0y \u0111\u1ec3 bi\u1ebft \u0111\u01b0\u1ee3c nh\u1eefng tr\u01b0\u1eddng h\u1ee3p n\u00e0o \u0111\u01b0\u1ee3c chi tr\u1ea3 quy\u1ec1n l\u1ee3i, nh\u1eefng tr\u01b0\u1eddng h\u1ee3p n\u00e0o kh\u00f4ng.<\/p>\n<h3 style=\"text-align: justify;\"><span id=\"Pham_vi_bao_hiem_tai_nan_Nhung_truong_hop_khach_hang_duoc_nhan_quyen_loi_bao_hiem\"><em>Ph\u1ea1m vi b\u1ea3o hi\u1ec3m tai n\u1ea1n\u00a0: Nh\u1eefng tr\u01b0\u1eddng h\u1ee3p kh\u00e1ch h\u00e0ng \u0111\u01b0\u1ee3c nh\u1eadn quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m<\/em><\/span><\/h3>\n<p style=\"text-align: justify;\"><strong><a href=\"https:\/\/vay333.net\/bao-hiem\/nguoi-duoc-bao-hiem-la-gi\">Ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m<\/a><\/strong> tai n\u1ea1n s\u1ebd \u0111\u01b0\u1ee3c chi tr\u1ea3 quy\u1ec1n l\u1ee3i khi g\u1eb7p nh\u1eefng r\u1ee7i ro, tai n\u1ea1n x\u1ea3y ra \u1edf Vi\u1ec7t Nam m\u1ed9t c\u00e1ch b\u1ea5t ch\u1ee3t, ngo\u00e0i \u00fd mu\u1ed1n v\u00e0 do t\u00e1c \u0111\u1ed9ng ngo\u1ea1i l\u1ef1c l\u00ean c\u01a1 th\u1ec3.<\/p>\n<p style=\"text-align: justify;\">Nh\u1eefng r\u1ee7i ro \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m \u0111\u00f3 l\u00e0 nh\u1eefng tr\u01b0\u1eddng h\u1ee3p ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m b\u1ecb th\u01b0\u01a1ng t\u1eadt ho\u1eb7c t\u1eed vong khi c\u1ee9u ng\u01b0\u1eddi \u0111ang g\u1eb7p n\u1ea1n\u00a0; tham gia b\u1ea3o v\u1ec7 t\u00e0i s\u1ea3n qu\u1ed1c gia hay tham gia c\u00e1c ho\u1ea1t \u0111\u1ed9ng x\u00e3 h\u1ed9i, ho\u1ea1t \u0111\u1ed9ng \u0111\u1ed1i ph\u00f3 v\u1edbi ng\u01b0\u1eddi vi ph\u1ea1m ph\u00e1p lu\u1eadt.<\/p>\n<figure id=\"attachment_1867\" aria-describedby=\"caption-attachment-1867\" style=\"width: 640px\" class=\"wp-caption aligncenter\"><img decoding=\"async\" class=\"wp-image-1867 size-full\" title=\"Ph\u1ea1m vi chi tr\u1ea3 c\u1ee7a b\u1ea3o hi\u1ec3m tai n\u1ea1n\" src=\"https:\/\/vay333.net\/bao-hiem\/wp-content\/uploads\/2021\/10\/Pham-vi-chi-tra-cua-bao-hiem-tai-nan.jpg\" alt=\"Ph\u1ea1m vi chi tr\u1ea3 c\u1ee7a b\u1ea3o hi\u1ec3m tai n\u1ea1n\" width=\"640\" height=\"328\" srcset=\"https:\/\/vay333.net\/bao-hiem\/wp-content\/uploads\/2021\/10\/Pham-vi-chi-tra-cua-bao-hiem-tai-nan.jpg 640w, https:\/\/vay333.net\/bao-hiem\/wp-content\/uploads\/2021\/10\/Pham-vi-chi-tra-cua-bao-hiem-tai-nan-300x154.jpg 300w\" sizes=\"(max-width: 640px) 100vw, 640px\" \/><figcaption id=\"caption-attachment-1867\" class=\"wp-caption-text\">Ph\u1ea1m vi chi tr\u1ea3 c\u1ee7a b\u1ea3o hi\u1ec3m tai n\u1ea1n<\/figcaption><\/figure>\n<p style=\"text-align: justify;\">Th\u00eam v\u00e0o \u0111\u00f3, tr\u01b0\u1eddng h\u1ee3p ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m b\u1ecb tai n\u1ea1n khi tham gia thi \u0111\u1ea5u th\u1ec3 thao chuy\u00ean nghi\u1ec7p nh\u01b0 \u0111ua xe, \u0111\u1ea5m b\u1ed1c, \u0111\u00e1 b\u00f3ng\u2026 s\u1ebd v\u1eabn \u0111\u01b0\u1ee3c nh\u1eadn quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m n\u1ebfu trong h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u00f3 th\u1ecfa thu\u1eadn, quy \u0111\u1ecbnh.<\/p>\n<h3 style=\"text-align: justify;\"><span id=\"Nhung_truong_hop_tai_nan_ngoai_pham_vi_bao_hiem\"><em>Nh\u1eefng tr\u01b0\u1eddng h\u1ee3p tai n\u1ea1n ngo\u00e0i ph\u1ea1m vi b\u1ea3o hi\u1ec3m<\/em><\/span><\/h3>\n<p style=\"text-align: justify;\">Nh\u1eefng tr\u01b0\u1eddng h\u1ee3p ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m kh\u00f4ng \u0111\u01b0\u1ee3c chi tr\u1ea3 quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m tai n\u1ea1n bao g\u1ed3m\u00a0:<\/p>\n<ul style=\"text-align: justify;\">\n<li>Ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m c\u1ed1 \u00fd g\u00e2y th\u01b0\u01a1ng t\u1eadt cho m\u00ecnh<\/li>\n<li>B\u1ecb tai n\u1ea1n khi th\u1ef1c hi\u1ec7n h\u00e0nh vi vi ph\u1ea1m ph\u00e1p lu\u1eadt, \u0111ang th\u1ee5 \u00e1n h\u00ecnh s\u1ef1, vi ph\u1ea1m giao th\u00f4ng. Ho\u1eb7c tai n\u1ea1n, th\u01b0\u01a1ng t\u1eadt do \u0111ua xe tr\u00e1i ph\u00e9p, ch\u1ea1y v\u01b0\u1ee3t t\u1ed1c c\u00f3 n\u1ed3ng \u0111\u1ed9 c\u1ed3n v\u01b0\u1ee3t quy \u0111\u1ecbnh cho ph\u00e9p, hay d\u01b0\u01a1ng t\u00ednh v\u1edbi ma t\u00fay<\/li>\n<li>Tr\u01b0\u1eddng h\u1ee3p ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m b\u1ecb c\u1ea3m \u0111\u1ed9t ng\u1ed9t, s\u1ea3y thai, tr\u00fang gi\u00f3\u2026 nh\u01b0ng l\u1ea1i t\u1ef1 \u00fd d\u00f9ng thu\u1ed1c ch\u1ee9 kh\u00f4ng c\u00f3 h\u1ed3 s\u01a1 b\u1ec7nh \u00e1n hay ch\u1ec9 \u0111\u1ecbnh c\u1ee7a b\u00e1c s\u0129 c\u0169ng s\u1ebd kh\u00f4ng \u0111\u01b0\u1ee3c chi tr\u1ea3.<\/li>\n<\/ul>\n<h2 style=\"text-align: justify;\"><span id=\"Quyen_loi\">Quy\u1ec1n l\u1ee3i<\/span><\/h2>\n<p style=\"text-align: justify;\">B\u1ea1n s\u1ebd hi\u1ec3u r\u00f5 h\u01a1n v\u1ec1 lo\u1ea1i b\u1ea3o hi\u1ec3m n\u00e0y khi n\u1eafm \u0111\u01b0\u1ee3c nh\u1eefng quy\u1ec1n l\u1ee3i m\u00ecnh nh\u1eadn \u0111\u01b0\u1ee3c khi tham gia.<\/p>\n<p style=\"text-align: justify;\">Th\u00f4ng th\u01b0\u1eddng m\u1ed7i c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd c\u00f3 nh\u1eefng quy \u0111\u1ecbnh, \u0111i\u1ec1u kho\u1ea3n kh\u00e1c nhau v\u1ec1 quy\u1ec1n l\u1ee3i c\u1ee7a ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m tai n\u1ea1n. Nh\u01b0ng ph\u1ea7n l\u1edbn ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m s\u1ebd nh\u1eadn \u0111\u01b0\u1ee3c quy\u1ec1n l\u1ee3i khi:<\/p>\n<ul style=\"text-align: justify;\">\n<li>B\u1ecb tai n\u1ea1n d\u1eabn \u0111\u1ebfn g\u00e3y tay, g\u00e3y ch\u00e2n ho\u1eb7c b\u1ecb m\u1ea5t \u0111i m\u1ed9t ph\u1ea7n c\u1ee7a c\u01a1 th\u1ec3<\/li>\n<li>B\u1ecb th\u01b0\u01a1ng t\u1eadt do h\u1ecfa ho\u1ea1n<\/li>\n<li>B\u1ecb \u0111\u00e2m ch\u00e9m d\u1eabn \u0111\u1ebfn th\u01b0\u01a1ng t\u1eadt<\/li>\n<li>T\u1eed vong do tai n\u1ea1n<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">Nh\u1eefng chi ph\u00ed ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m s\u1ebd \u0111\u01b0\u1ee3c c\u00f4ng ty b\u1ea3o hi\u1ec3m chi tr\u1ea3 \u0111\u00f3 l\u00e0:<\/p>\n<ul style=\"text-align: justify;\">\n<li>Chi ph\u00ed nh\u1eadp vi\u1ec7n trong t\u00ecnh tr\u1ea1ng c\u1ea5p c\u1ee9u do nh\u1eefng tai n\u1ea1n n\u00eau tr\u00ean<\/li>\n<li>Chi ph\u00ed di chuy\u1ec3n b\u1eb1ng xe c\u1ee9u th\u01b0\u01a1ng ho\u1eb7c tr\u1ef1c th\u0103ng trong tr\u01b0\u1eddng h\u1ee3p kh\u1ea9n c\u1ea5p<\/li>\n<li>\u0110\u01b0\u1ee3c nh\u1eadn ti\u1ec1n tr\u1ee3 c\u1ea5p h\u00e0ng ng\u00e0y khi \u0111i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa trong b\u1ec7nh vi\u1ec7n<\/li>\n<li>Chi ph\u00ed ch\u0103m s\u00f3c chuy\u00ean s\u00e2u v\u00e0 ch\u0103m s\u00f3c ph\u1ee5c h\u1ed3i ch\u1ee9c n\u0103ng sau \u0111i\u1ec1u tr\u1ecb<\/li>\n<li>C\u00e1c kho\u1ea3n chi ph\u00ed th\u1ef1c hi\u1ec7n x\u00e9t nghi\u1ec7m, ki\u1ec3m tra ch\u1ea9n \u0111o\u00e1n<\/li>\n<li>C\u00e1c kho\u1ea3n chi ph\u00ed \u0111i\u1ec1u tr\u1ecb b\u1eb1ng nh\u1eefng ph\u01b0\u01a1ng ph\u00e1p ti\u1ebfp theo<\/li>\n<li>Chi ph\u00ed cho ph\u01b0\u01a1ng ph\u00e1p v\u1eadt l\u00fd tr\u1ecb li\u1ec7u, ph\u1ee5c h\u1ed3i ch\u1ee9c n\u0103ng sau tai n\u1ea1n<\/li>\n<\/ul>\n<h2 style=\"text-align: justify;\"><span id=\"Mua_bao_hiem_tai_nan_o_dau_tot\">Mua b\u1ea3o hi\u1ec3m tai n\u1ea1n \u1edf \u0111\u00e2u t\u1ed1t?<\/span><\/h2>\n<p style=\"text-align: justify;\">C\u00f3 r\u1ea5t nhi\u1ec1u <strong>c\u00f4ng ty b\u1ea3o hi\u1ec3m tai n\u1ea1n<\/strong> hi\u1ec7n \u0111ang cung c\u1ea5p s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m v\u1edbi chi ph\u00ed h\u1ee3p l\u00fd, quy\u1ec1n l\u1ee3i h\u1ea5p d\u1eabn. Trong \u0111\u00f3 ti\u00eau bi\u1ec3u l\u00e0 3 c\u00f4ng ty \u0111\u01b0\u1ee3c li\u1ec7t k\u00ea d\u01b0\u1edbi \u0111\u00e2y:<\/p>\n<h3 style=\"text-align: justify;\"><span id=\"Tap_doan_bao_hiem_Bao_Viet\"><em>T\u1eadp \u0111o\u00e0n b\u1ea3o hi\u1ec3m B\u1ea3o Vi\u1ec7t<\/em><\/span><\/h3>\n<p style=\"text-align: justify;\">B\u1ea3o Vi\u1ec7t l\u00e0 doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m nh\u00e0 n\u01b0\u1edbc c\u00f3 quy m\u00f4 c\u1ef1c r\u1ed9ng l\u1edbn bao ph\u1ee7 63\/63 t\u1ec9nh th\u00e0nh. C\u00f4ng ty n\u00e0y hi\u1ec7n \u0111ang cung c\u1ea5p g\u00f3i b\u1ea3o hi\u1ec3m tai n\u1ea1n cho c\u00f4ng d\u00e2n Vi\u1ec7t Nam ho\u1eb7c c\u00f4ng d\u00e2n n\u01b0\u1edbc ngo\u00e0i \u0111ang sinh s\u1ed1ng t\u1ea1i vi\u1ec7t Nam. \u0110\u1ed9 tu\u1ed5i kh\u00e1ch h\u00e0ng \u0111\u01b0\u1ee3c tham gia\u00a0 t\u1eeb 15 ng\u00e0y tu\u1ed5i \u2013 70 tu\u1ed5i.<\/p>\n<figure id=\"attachment_1865\" aria-describedby=\"caption-attachment-1865\" style=\"width: 640px\" class=\"wp-caption aligncenter\"><img decoding=\"async\" class=\"wp-image-1865 size-full\" title=\"B\u1ea3o Vi\u1ec7t \u2013 1 trong nh\u1eefng c\u00f4ng ty cung c\u1ea5p b\u1ea3o hi\u1ec3m tai n\u1ea1n t\u1ed1t nh\u1ea5t\" src=\"https:\/\/vay333.net\/bao-hiem\/wp-content\/uploads\/2021\/10\/Bao-Viet-\u2013-1-trong-nhung-cong-ty-cung-cap-bao-hiem-tai-nan-tot-nhat.jpg\" alt=\"B\u1ea3o Vi\u1ec7t \u2013 1 trong nh\u1eefng c\u00f4ng ty cung c\u1ea5p b\u1ea3o hi\u1ec3m tai n\u1ea1n t\u1ed1t nh\u1ea5t\" width=\"640\" height=\"336\" srcset=\"https:\/\/vay333.net\/bao-hiem\/wp-content\/uploads\/2021\/10\/Bao-Viet-\u2013-1-trong-nhung-cong-ty-cung-cap-bao-hiem-tai-nan-tot-nhat.jpg 640w, https:\/\/vay333.net\/bao-hiem\/wp-content\/uploads\/2021\/10\/Bao-Viet-\u2013-1-trong-nhung-cong-ty-cung-cap-bao-hiem-tai-nan-tot-nhat-300x158.jpg 300w\" sizes=\"(max-width: 640px) 100vw, 640px\" \/><figcaption id=\"caption-attachment-1865\" class=\"wp-caption-text\">B\u1ea3o Vi\u1ec7t \u2013 1 trong nh\u1eefng c\u00f4ng ty cung c\u1ea5p b\u1ea3o hi\u1ec3m tai n\u1ea1n t\u1ed1t nh\u1ea5t<\/figcaption><\/figure>\n<h3 style=\"text-align: justify;\"><span id=\"Cong_ty_bao_hiem_PTI\"><em>C\u00f4ng ty b\u1ea3o hi\u1ec3m PTI<\/em><\/span><\/h3>\n<p style=\"text-align: justify;\"><strong><a href=\"https:\/\/vay333.net\/bao-hiem\/bao-hiem-pti-la-gi\">B\u1ea3o hi\u1ec3m PTI<\/a><\/strong> (C\u00f4ng ty c\u1ed5 ph\u1ea7n b\u1ea3o hi\u1ec3m B\u01b0u \u0110i\u1ec7n) chuy\u00ean cung c\u1ea5p c\u00e1c s\u1ea3n ph\u1ea9m <a href=\"https:\/\/vay333.net\/bao-hiem\/bao-hiem-phi-nhan-tho\"><strong>b\u1ea3o hi\u1ec3m phi nh\u00e2n th\u1ecd<\/strong><\/a>. Hi\u1ec7n c\u00f4ng ty n\u00e0y \u0111ang c\u00f3 3 s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m tai n\u1ea1n cho kh\u00e1ch h\u00e0ng \u0111\u00f3 l\u00e0:<\/p>\n<ul style=\"text-align: justify;\">\n<li>B\u1ea3o hi\u1ec3m tai n\u1ea1n con ng\u01b0\u1eddi 24\/24, trong \u0111\u00f3 c\u00f3 g\u00f3i <strong><a href=\"https:\/\/vay333.net\/bao-hiem\/bao-hiem-phi-nhan-tho\">b\u1ea3o hi\u1ec3m tai n\u1ea1n 24h<\/a><\/strong>.<\/li>\n<li>B\u1ea3o hi\u1ec3m tai n\u1ea1n h\u1ed9 s\u1eed d\u1ee5ng \u0111i\u1ec7n<\/li>\n<li>B\u1ea3o hi\u1ec3m tai n\u1ea1n m\u1ee9c tr\u00e1ch nhi\u1ec7m cao<\/li>\n<\/ul>\n<h3 style=\"text-align: justify;\"><span id=\"Cong_ty_bao_hiem_quan_doi_MIC\"><em>C\u00f4ng ty b\u1ea3o hi\u1ec3m qu\u00e2n \u0111\u1ed9i (MIC)<\/em><\/span><\/h3>\n<p style=\"text-align: justify;\">\u0110\u00e2y c\u0169ng l\u00e0 c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u1ef1c k\u1ef3 uy t\u00edn cung c\u1ea5p s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m tai n\u1ea1n. C\u00f4ng ty cung c\u1ea5p <strong><a href=\"https:\/\/vay333.net\/bao-hiem\/bao-hiem-mic\">b\u1ea3o hi\u1ec3m tai n\u1ea1n MIC<\/a><\/strong> cho kh\u00e1ch h\u00e0ng t\u1eeb 1 tu\u1ed5i \u2013 70 tu\u1ed5i l\u00e0 c\u00f4ng d\u00e2n Vi\u1ec7t Nam hay c\u00f4ng d\u00e2n n\u01b0\u1edbc ngo\u00e0i \u0111\u1ecbnh c\u01b0 t\u1ea1i Vi\u1ec7t Nam v\u1edbi quy\u1ec1n l\u1ee3i h\u1ea5p d\u1eabn.<\/p>\n<figure id=\"attachment_1866\" aria-describedby=\"caption-attachment-1866\" style=\"width: 640px\" class=\"wp-caption aligncenter\"><img decoding=\"async\" class=\"wp-image-1866 size-full\" title=\"MIC \u2013 C\u00f4ng ty cung c\u1ea5p s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m tai n\u1ea1n uy t\u00edn\" src=\"https:\/\/vay333.net\/bao-hiem\/wp-content\/uploads\/2021\/10\/MIC-\u2013-Cong-ty-cung-cap-san-pham-bao-hiem-tai-nan-uy-tin.jpg\" alt=\"MIC \u2013 C\u00f4ng ty cung c\u1ea5p s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m tai n\u1ea1n uy t\u00edn\" width=\"640\" height=\"287\" srcset=\"https:\/\/vay333.net\/bao-hiem\/wp-content\/uploads\/2021\/10\/MIC-\u2013-Cong-ty-cung-cap-san-pham-bao-hiem-tai-nan-uy-tin.jpg 640w, https:\/\/vay333.net\/bao-hiem\/wp-content\/uploads\/2021\/10\/MIC-\u2013-Cong-ty-cung-cap-san-pham-bao-hiem-tai-nan-uy-tin-300x135.jpg 300w\" sizes=\"(max-width: 640px) 100vw, 640px\" \/><figcaption id=\"caption-attachment-1866\" class=\"wp-caption-text\">MIC \u2013 C\u00f4ng ty cung c\u1ea5p s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m tai n\u1ea1n uy t\u00edn<\/figcaption><\/figure>\n<p style=\"text-align: justify;\">Tham kh\u1ea3o to\u00e0n b\u1ed9 n\u1ed9i dung b\u00e0i vi\u1ebft tr\u00ean \u0111\u00e2y b\u1ea1n \u0111\u00e3 bi\u1ebft <strong>b\u1ea3o hi\u1ec3m tai n\u1ea1n c<\/strong>\u0169ng nh\u01b0 nh\u1eefng l\u1ee3i \u00edch khi mua. \u0110\u00e2y l\u00e0 lo\u1ea1i b\u1ea3o hi\u1ec3m b\u1ea1n n\u00ean c\u00e2n nh\u1eafc mua cho m\u00ecnh hay ng\u01b0\u1eddi th\u00e2n v\u00ec trong t\u01b0\u01a1ng lai ch\u00fang ta kh\u00f4ng th\u1ec3 l\u01b0\u1eddng tr\u01b0\u1edbc nh\u1eefng r\u1ee7i ro c\u00f3 th\u1ec3 x\u1ea3y ra.<\/p>\n\n<div class=\"kk-star-ratings\n     kksr-valign-bottom     kksr-align-left    \"\n    data-payload=\"{&quot;align&quot;:&quot;left&quot;,&quot;id&quot;:&quot;1847&quot;,&quot;slug&quot;:&quot;default&quot;,&quot;valign&quot;:&quot;bottom&quot;,&quot;reference&quot;:&quot;auto&quot;,&quot;count&quot;:&quot;4&quot;,&quot;readonly&quot;:&quot;&quot;,&quot;score&quot;:&quot;1&quot;,&quot;best&quot;:&quot;5&quot;,&quot;gap&quot;:&quot;4&quot;,&quot;greet&quot;:&quot;Rate this post&quot;,&quot;legend&quot;:&quot;1\\\/5 - (4 b\\u00ecnh ch\\u1ecdn)&quot;,&quot;size&quot;:&quot;24&quot;,&quot;width&quot;:&quot;26&quot;,&quot;_legend&quot;:&quot;{score}\\\/{best} - ({count} {votes})&quot;}\">\n    \n<div class=\"kksr-stars\">\n    \n<div class=\"kksr-stars-inactive\">\n            <div class=\"kksr-star\" data-star=\"1\" style=\"padding-right: 4px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"2\" style=\"padding-right: 4px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"3\" style=\"padding-right: 4px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"4\" style=\"padding-right: 4px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"5\" style=\"padding-right: 4px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n    <\/div>\n    \n<div class=\"kksr-stars-active\" style=\"width: 26px;\">\n            <div class=\"kksr-star\" style=\"padding-right: 4px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 4px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 4px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 4px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 4px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n    <\/div>\n<\/div>\n    \n<div class=\"kksr-legend\">\n            1\/5 - (4 b\u00ecnh ch\u1ecdn)    <\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>B\u1ea3o hi\u1ec3m tai n\u1ea1n l\u00e0 1 trong nh\u1eefng lo\u1ea1i b\u1ea3o hi\u1ec3m r\u1ea5t \u0111\u01b0\u1ee3c \u01b0a chu\u1ed9ng hi\u1ec7n nay. V\u1eady b\u1ea3o hi\u1ec3m tai n\u1ea1n l\u00e0 g\u00ec? C\u00f3 n\u00ean mua hay kh\u00f4ng ? N\u1ed9i dung b\u00e0i vi\u1ebft Vay333 s\u1ebd gi\u00fap qu\u00fd v\u1ecb v\u00e0 c\u00e1c b\u1ea1n gi\u1ea3i \u0111\u00e1p t\u1ea5t t\u1ea7n t\u1eadt nh\u1eefng th\u1eafc m\u1eafc li\u00ean quan \u0111\u1ebfn lo\u1ea1i b\u1ea3o hi\u1ec3m n\u00e0y. Menu1 B\u1ea3o hi\u1ec3m tai n\u1ea1n l\u00e0 g\u00ec?2 B\u1ea3o hi\u1ec3m tai n\u1ea1n c\u00f3 b\u1eaft<\/p>\n","protected":false},"author":1,"featured_media":1864,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1847","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-a"],"acf":[],"_links":{"self":[{"href":"https:\/\/vay333.net\/bao-hiem\/wp-json\/wp\/v2\/posts\/1847","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/vay333.net\/bao-hiem\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/vay333.net\/bao-hiem\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/vay333.net\/bao-hiem\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/vay333.net\/bao-hiem\/wp-json\/wp\/v2\/comments?post=1847"}],"version-history":[{"count":5,"href":"https:\/\/vay333.net\/bao-hiem\/wp-json\/wp\/v2\/posts\/1847\/revisions"}],"predecessor-version":[{"id":2020,"href":"https:\/\/vay333.net\/bao-hiem\/wp-json\/wp\/v2\/posts\/1847\/revisions\/2020"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/vay333.net\/bao-hiem\/wp-json\/wp\/v2\/media\/1864"}],"wp:attachment":[{"href":"https:\/\/vay333.net\/bao-hiem\/wp-json\/wp\/v2\/media?parent=1847"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/vay333.net\/bao-hiem\/wp-json\/wp\/v2\/categories?post=1847"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/vay333.net\/bao-hiem\/wp-json\/wp\/v2\/tags?post=1847"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}